What We Do
Atlas Pro Financial is a private investment company that purchases and sells performing and non-performing
real estate (mortgage) notes to individual investors.
Business Model and Operations
Atlas Pro Financial business model is based upon adhering to strict due diligence guidelines and focused project management to deliver value which will in turn create profits for the company. In general, the company's business model is based on three areas:
- Purchasing Defaulted Notes - notes and mortgages that were initially originated by a financial institution and are now in serious default. These notes are at least 90+ days delinquent and some are up to a few years delinquent without making a payment.
- Purchasing Performing Notes - notes and mortgages originated by banks, financial institutions and home sellers that are financed on behalf of the buyer and are currently performing.
- Selling Partial Notes - Instead of selling the entire performing or re-performing note, sell off a 'partial' or portion of a note to an investor.
Maximizing value and earnings, with a devotion to detail and quality by concentrating on carefully chosen notes, is at the core of Atlas Pro Financial's philosophy. Specifically, Atlas Pro Financial focuses on buying from pools of performing and non-performing notes, and bringing them to market, either by buying low and selling high, or through restructuring the loan through modification. At this point, Atlas Pro Financial will either offer them as single assets for sale or keep them in house and pay its investors an attractive rate of return. Through this model, Atlas Pro Financial provides access to inventory for individual note buyers seeking the high-yielding and wealth-increasing benefits of adding real estate notes to their investment portfolios.


Responsible Investments, Uplifting Solutions
As a private investment company, Atlas Pro Financial, can provide creative solutions not offered by banks. In fact, it provides solutions to banks and other financial institutions by buying these notes and giving them the liquid cash they need to reinvest their money elsewhere.
Atlas Pro Financial will purchase these notes at significant discounts giving them the ability to pay its investors attractive returns while simultaneously providing homeowners with a solution that banks would normally not be able to provide.
At this point, a win-win-win solution is created - the banks get the cash they need to reinvest elsewhere, the homeowner can stay in their home with reduced payments while Atlas Pro Financial, can still provide its investors an above average return! This is where our tagline, "Responsible Investments, Uplifting Solutions" comes from!
What Makes Us Unique
When it comes to the world of business and finance, most companies have traditionally been only concerned with their "bottom line." Unfortunately this approach has left customers, clients, employees and even the public at large with the impression that businesses are cold, uncaring or are uninterested in anything else but making money. This is particularly true in the world of banks, finance and investments. Atlas Pro Financial strives to be different. As mentioned, Atlas Pro Financial creates a win-win-win scenario for banks, homeowners and investors alike. However, Atlas Pro Financial, takes this a step further by incorporating Triple Bottom Line Accounting into its business model. Triple Bottom Line Accounting adds another "Win-Win-Win" element in addition to the Win-Win-Win scenario mentioned above. Through this model, three new "Wins" are added:
- People WIN - Social Element - Atlas Pro Financial helps pay for credit and financial counseling so homeowners can get all their finances back on track, not just their mortgage.
- Planet WIN - Environmental Element - Atlas Pro Financial donates a percentage of its earnings to non-profits dedicated to environmental protection and saving our planet while at the same time looks at its own processes to ensure they are sustainable and environmentally friendly.
- Profits WIN - Financial Sense - Atlas Pro Financial creates WIN WIN WIN scenarios for banks, investors and its own bottom line, and focuses not just on financial sensibility, but on financial sustainability.
Through this model, Atlas Pro Financial creates a WIN all around. This is at the core of what we do and who we are. There is no doubt that by investing with Atlas Pro Financial, you will be creating lots of "WINS" however big or small, to yourself or to many others!
